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Life events

When something happens

Some money questions arrive because you went looking for them. Others arrive because something happened. These pages are for the second kind — the moments where several parts of your finances change at once, usually when you have least appetite for working out what to do. Each one covers what matters first, what can wait, and the mistakes that are hard to undo.

Buying your first home

Deposits, the Lifetime ISA trap, and the protection nobody mentions until completion.

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Starting a family

The Child Benefit form that's worth thousands, and the cover that suddenly matters.

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Getting married or entering a civil partnership

It revokes your will, unlocks two tax allowances, and changes what happens if one of you dies.

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Going self-employed

The tax you'll owe later, the safety net you've just lost, and the two dates that matter.

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Made redundant

What to sort out first, the tax on your payment, and the pension decisions not to rush.

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Divorce and separation

Pensions, the house, and the paperwork that quietly still names your ex.

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You've inherited money

What you'll owe, what you won't, and why the best first move is usually to do nothing.

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A parent going into care

How care is funded, what the means test counts, and the things to sort before capacity goes.

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When someone dies

The practical order of things, what has a deadline, and what can safely wait.

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Important

Due North Money publishes general information only. Nothing on this site constitutes personal financial, tax or legal advice. Tax rules depend on individual circumstances and can change. Consider seeking regulated financial advice before acting.

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